New  Year’s Eve 2009 was a pretty lame evening. One of closest friends was  recently married the month before and all of my friends and I were all  looking to have a fairly low-key and boring night. I ended up spending  it with my parents and siblings at the house of one of our family’s  closest friends. 
As lame as that night might have made me feel, I still  had a strong feeling that 2010 was going to be “my” year! I had just  accepted a position at Merrill Lynch, leaving my retail job behind, and I  had a feeling that this was the ‘’break’’ that I was looking for  needed. A few months after that, I moved out of my parents house,  again, and into a one bedroom apartment by myself! Life was good! I  officially considered myself a successful, independent woman! There are  still a few things that I did not ‘’accomplish’’ last year as I had  hoped but I still have a feeling that 2011 is going to be just a good!! 
Most  people make resolutions but this year I decided to venture down another  road of making goals for the year. And to make it permanent, I sat down  on NYE night before heading out and I wrote them down! So now I am  letting you know as another form of accountability. They are: 
- To start and complete Dave Ramsey’s Total Money Makeover.
 
I  have never been very good at budgeting. When I was younger, it was  easier for me because if I didn’t have the green, then I couldn’t spend  it! Now I’ve just become lazy in keeping track of my spending and it  hasn’t really worked out for me that well! I also have several big  purchases that I need to make hopefully in the next year or so. One of  them being a new car to replace the one I’ve been driving since I was  17! She’s been good to me, even if she’s missing a few hubcaps, but the  inevitable is peeking around the corner.  Plus, I so want to live like  no one else now so that I can live like no one else later! I’ve already  taken the first step – Mom and I have signed up for his Financial Peace  University classes!
- To have a closer relationship with God/To pray daily/To start a personal devotion
 
Growing  up in middle school/high school, I was very involved with my church. I  went on mission trips, I went on church choir tours, and was very  involved with the youth group. There was a combination of things that  lead me astray from my daily walk but needless to say, it’s taken me a  while to find a happy medium and come back around. Don’t get me wrong, I  would not change the way I was raised! I met some of my closest friends  during this point in my life and contribute it to the way I am today! I  also think that it helped me conclude my own theories on religion and a  relationship with God. Towards the end of this last year, I felt a  tugging to become involved in a Bible study and now I’m longing for a  daily relationship with Him. 
- To pass the Series 7
 
After  being at Merrill for less than a year, I was offered a promotion.  Yay!!! The only stipulation – I have to get serious about the 7. I’ve  had the material to study for the 7 for several months now but between  weddings and birthdays and holidays, it just felt impossible to study.  Well, now the time has come where I really need this now for my job and  plus there is a ‘reward’ for passing the exam.   Between this and saving money, I’m going to have a lot of self-discipline in my future! 
- To become more active/lose some weight
 
Yes  I just admitted that on the internet for everyone and their mother to  read. That’s fine! Like everyone, I have my own personal problem areas  and I’m ready for them to go away! The constant dieting before a big  event is not only tiring but also totally unavoidable! I have also been  toying with the idea of running a race. Again, something always comes up  and gets in the way of training that I would need to do. To avoid  taking on too much too soon! I’m going to forecast a race for the second  half of the year. This way I will have worked my fat butt up to a place  where I feel comfortable running 3 miles because anyone who knows me  knows how much I despise running regardless of how good it is for you! 
- To be more social and make new friends
 
I  was recently awakened to the real reason of why you don’t want to be  the last one in your group of friends to get married: After they get  married they are busy starting their lives together and it’s not as easy  for them to drop everything and go do something. This is the truth!  Within the last year, I have had 3 of my closest friends get married and  with that went my social life! It’s no one’s fault, that’s just life!  But it occurred to me that I need more people in my life who are, for  the time being, in my same stage of life. So…I have decided (between  saving money, studying, and working out) that I am going to be more  social with my current friends while branching out and meeting new  people. I haven’t quite figured out how I’m going to go about and do  that but I am! 
I read an article  this morning from Self magazine telling me that there is a 75% chance  of these personal goals lasting a week and only a 40-46% chance of them  lasting for six months. Here’s hoping they just made that up and these  goals will be completed come this time next year! 


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